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The two types of loans available are Secured loans and Unsecured loans. They differ from one and other due to a secured loan being one that requires you to offer something of value, such as your car or the home you reside in, which you will lose if you cannot pay off the loan. Whilst an Unsecured loan is when the lender does not require you to put down collateral to take out the loan. The lender trusts that you will pay them back, through a bank, credit union, or online lender. If you don’t pay the money back, the lender must go to court to get their coinage.
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Direct democracy can be seen as a kind of system where citizens directly discuss and vote on the main issues of interest. This kind of democracy arose in Ancient Greece, where popular assemblies assembled the population of democratic city-states in the Agora (square), where laws and key decisions were discussed and resolved. Remember that in the Greek way, the exercise of political opinion was restricted to a specific portion of the population.
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