Question

if juliet consistently buys health insurance for twenty years but never suffers a costly illness, were her premium payments wasted?

Answer 1

the answer is : no, if the safety of being insured was worth more to her than the monetary cost of the premium

For example, A soccer athlete paid insurance premium for $100,000 a year while he get an annual salary of $15,000,000 a year

if the clause was met, he'll get $ 20,000,000 from the insurance claim.

In this case, it more beneficial if the athlete still kept his leg because he can easily get more than $ 20,000,000 by two years of working

hope this helps

Answer 2

I guess they weren´t. I mean you could certainly they had been wasted because she hadn't taken advantage of them. But was better than not getting ill. There is no money better invested than the one who buys tranquility. I guess Juliet is in peace with herself knowing she is covered just in case, and happy enjoying life with health.