Answer:
c. The net force is vertically downward.
Explanation:
At the top of the loop, the only external force that keeps the ball moving around the loop, is the centripetal force.
Now, this centripetal force, is not a " new" force, it's just the vector sum of the two external forces (neglecting friction) , that act simultaneously on the marble, making it to change its speed, in magnitude and direction: the gravity force (which it is always downward), and the normal force(which is always perpendicular to the contact surface, preventing that the marble comes trough the surface), in this case between the marble and the track, which, at the top of the loop, points down too.
So, the net force, exactly at the top of the loop, is vertically downward.