Geraldine Wolfe is a supervisor at Fantastigifts. She has an annual salary of $45,000, paid biweekly, and a garnishment for consumer credit of $375. Assuming that her disposable income is 80 percent of her gross pay per period, does the garnishment follow the CCPA? If not, what is the maximum garnishment allowed for Geraldine’s consumer credit garnishment?

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Answer:

Explanation: The amount of the garnishment exceeds the allowable amount. Wolfe gross pay is $1,730.77 ($45,000 / 2624(bi weekly)  income will be 80% which is $1,384.62. The allowed Consumer credit for garnishment is of 25% which would be $346.16 payment.

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