Answer:
The correct answer is underwriting.
Explanation:
The insurance involves the transfer of risks that tries to eliminate some of the negative economic consequences of the claims, so that the amount of the damages or losses that a part suffers are distributed among a community of people that jointly supports it, with a much smaller effect than if the damage arises individually. From a mathematical point of view, insurance transforms the risks to which people are subjected to bearable probabilities through an organization.
