Question

A couple finds that they are experiencing debt problems and decide to find a credit counseling agency. What are three (3) things that the couple should find out about an agency before they allow the agency to represent them?

Answer 1

Answer:

This is an odd question...

The couple should find out the following:

1.) is the agency legitimate?

2.) Will they be doing a hard inquiry on our credit history? if so, this could affect our current credit score

3.) Will they charge me to review my current credit reports?

Answer 2

Three things that should be considered about a credit agency are : Credibility and Reliability, Financial Efficiency, Accreditation and Acclamation

Given - The couple are facing debt issues. They need a credit counselling agency.

While choosing an agency, they should be careful about the following aspects of respective agency.

• Credibility & Reliability - ie how trustworthy they are
• Financial Efficiency - denotes their competence in handling with funds
• Accreditation and Acclamation - represents the recognition and public image held by the agency.

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