Mary Jackson gets a student rate of $27.50 a month for health insurance. There is a $200 deductible. She recently received treatment for a covered condition. The bill was $2,350.00. Mary's insurance company provided payment of 80% of the bill less the deductible.
Mary has to cover her $200 deductible, leaving $2,150. The insurance company will cover 80 percent of that ($1,720), leaving Mary 20 percent ($430). So, Mary's total out-of-pocket cost for the surgery is $630.