There are two ways you can find the total.
Either you can do total + total*rate
OR
Total * (1+rate)
Since the second involves less steps, I will be using the second below.
[tex]32.5\times(1+.15)\\32.5\times1.15\\37.375\\\approx37.38[/tex]
Since it is money, it is implied to round to the nearest hundreth (nearest cent).
You would pay $37.38