Answer
Financial plan
Explanation
Most loan agents from the bank will first observe the balance sheet before deciding on your fate of getting a loan. The balance sheet will show the record of the assets, liabilities and capital. A starting balance for companies that are already in operation will show all the past activities. For the business that are starting, the balance will reflect the starting capital , expenses, assets and liabilities. The next step will be to carefully examine the cash flow that should be related to the balance sheet. An existing cash flow will be advantage to businesses that are in operation. Last but not least, loaners check the managers of the business.
