Hello!
First, you'll need to multiply 1.33 by 15, since the value of the card increases by $1.33 every year. After you've multiplied, you'll get $19.95. NExt you'll need to add 8.95 to 19.95 to get the value of the card after 15 years. After, you should get a value of $28.90 for the card.
So yes, having the hope of making at least $26 off the card IS a viable option.
I hope this helps!