An annuitant has a temporary annuity certain, and dies shortly after the payments start but before the certain period of 10 years has elapsed. Any money remaining is:
If an annuitant dies before the end of a temporary annuity certain period:
a) Refunded to the beneficiary
b) Lost to the insurer
c) Paid to the annuitant's estate
d) Used to pay off the annuitant's debts
