Fighting Illini conducts monthly bank reconciliations. At the end of May, the general ledger checking account displayed a balance of $1,612, while the bank statement reported a bank balance of $1,900. Outstanding checks amounted to $446, and deposits in transit were $35. The bank statement listed service charges of $20 and NSF (non-sufficient funds) checks totaling $103. What is the adjusted cash balance after reconciling?
O $1,078
O $1,559
O $1,489
O $1,647