You are a broker. Your sales associate
is new and can't remember the key
differences between lien types. You
remind them:
Liens can be voluntary or involuntary.
Voluntary liens are created with the
owner's consent.
Legally, liens cannot be involuntary. They
must be created with the owner's
consent and if they're not, they're illegal.
A lien can only apply to one piece of
property a debtor owns. Because of this,
liens are always specific.
All liens affect all of the debtor's
property. That's why they're also called
general liens.
