Let X denote the number among the four homeowners who have earthquake insurance. What is the probability distribution of X?
a) X = 0: 0.1695, X = 1: 0.3959, X = 2: 0.3959, X = 3: 0.1695
b) X = 0: 0.4484, X = 1: 0.3969, X = 2: 0.1331, X = 3: 0.0216
c) X = 0: 0.4484, X = 1: 0.3969, X = 2: 0.1331, X = 3: 0.0218
d) X = 0: 0.3969, X = 1: 0.4484, X = 2: 0.1331, X = 3: 0.0216
