A primary credit cardholder's card has an APR of 22.99%. The current monthly balance, before interest, is $4,528.34. Determine how much more the cardholder will pay, making monthly payments of $200, until the balance is paid off, instead of paying off the current balance in full.
a. $1,771.34 b. $1,275.17 c. $1,486.76 d. $1,465.96
