What is a drawback associated with consumer-directed (i.e. high-deductible) health plans, which are typically bundled with Health Savings Accounts (HSAs)?
A. HSAs are relatively easy to administer
B. Patients may consume less low-cost preventative care because of the high deductible
C. Consumers become more informed about the costs of health care, which causes them to make worse decisions
D. Sicker individuals are more likely to be attracted to high-deductible health plans
