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You are late paying a bill for $14,598.58. You have made arrangements to pay off the bill in installments of $320 per month, and you will be charged monthly interest of 0.9% on the overdue balance. How many months will it take you to pay off the account balance? How many months will it take? ___ (Round to the nearest whole number)
a) 48
b) 50
c) 52
d) 54