The insured's mother-in-law broke her leg falling down the front steps of the insured's premises. The insured's homeowners medical payments coverage will
(Choose from the following options)
1. Share equally in the cost with the mother-in-law's health insurance.
2. Apply to injuries of any guests or visitors.
3. Pay as excess over the mother-in-law's health insurance.
4. Pay only if the mother-in-law has no health insurance of her own.
