A business owner is applying for a loan with a bank. The bank uses a standard credit application form that asks the business owner about her personal income, bank accounts, credit cards, current balances outstanding, whether she rents or owns her house and other personal information. Which three are factors that affect credit scores?
1) Personal income
2) Bank accounts
3) Credit cards
4) Current balances outstanding
5) Renting or owning a house
6) Other personal information
