When applying for Homeowners insurance, Mr. Applebee tells his agent that the home is used strictly as a residence. Actually, he manufactures fireworks in the basement at the home. What will happen if the insurance company discovers Mr. Applebee's misrepresentation after the policy is issued?
A. Nothing, because the policy is considered a non-cancelable type policy
B. Nothing, because the agent should have been more thorough in completing the application
C. None of the answers listed
D. It will void the policy because Mr. Applebee misrepresented a material fact
