Mary invests $10,000 today in a managed fund to supplement her employer funded superannuation scheme. She expects to earn 8%, compounded annually, on her money for the next 26 years. After that, she wants to be more conservative, so only expects to earn 5%, compounded annually. How much money will she have in her account when she retires 38 years from now, assuming this is the only deposit she makes into the fund?
1) $129,411.20
2) $132,827.88
3) $134,616.56
4) $141,919.67
