You are considering two investment options. In option A, you have to invest 5,000 now and1,000 three years from now. In option B, you have to invest 3,500 now,1,500 a year from now, and 1,000 three years from now. In both options, you will receive four annual payments of2,000 each (you will get the first payment a year from now). Which of these options would you choose based on (a) the conventional payback criterion, and (b) the present worth criterion, assuming a 10