1. Regarding insurance coverage for employment practices exposures, which one of the following statements is TRUE?
a. Employment practices liability insurance is purchased as an endorsement to the directors and officers policy, but cannot be purchased separately
b. The commercial general liability policy covers employment practices liability as part of the basic professional liability coverage.
c. Employment practices liability policies cover losses arising out of wrongful terminations , discrimination, and sexual harassment
d. Employment practices liability policies cover suits by employees who are injured on the job
