Which of the following statements is incorrect? O Managers may be tempted to make decisions that are in their own best interests rather than shareholder interests. O Directors are responsible for making most of the bank's decisions regarding loans to customers, which encourages a loan department to extend loans with a very high concern for risk. O To prevent agency problems, some bankprovide stock as compensation to managers. O The underlying goal behind the managerial policies of a bank is to maximize the wealth of the bank's shareholders
