People are living longer while the number paying into Social Security is declining. The text suggests that maintaining Social Security for years to come may require reducing benefits, encouraging people to retire later, increasing social security taxes, and: ______________

a. increasing federal income taxes.
b. limiting cost-of-living adjustments.
c. placing caps on benefits for those whose income is greater than $300,000 per year.
d. receiving benefits for only 10 years.