during 2022, jacob, a 19-year-old full-time student, earned $4,500 during the year and was not eligible to participate in an employer-sponsored retirement plan. the general limit for deductible contributions during 2022 is $6,000. how much of a tax-deductible contribution can jacob make to an ira? multiple choice $4,500 $6,000 $500 $0 (full-time students are not allowed to participate in iras)