hannah purchased a jet ski for $3,849 using a 12-month deferment plan. the interest rate is 25.67%. a down payment of $575 is required as well as a minimum monthly payment of $92. what is the balance at the beginning of the 13th month if only the minimum payment is made during the introductory period? (4 points) $4,128.72 $3,282.99 $3,116.72 $4,220.72