g has just been diagnosed with a severe health condition that will keep her out of work for eight months. she has a long-term disability policy that will pay her 65% of her currently monthly salary of $3,000. the premium of the policy is $150 per month and is paid entirely by her employer. the elimination period is 90 days. assuming that she is out of work on disability for the full eight months, how much of her total benefits are taxable?