PLEASE HURRY
1. What are your own feelings about credit scores and how they are used in our society? Do you
think they are accurate? Fair/just? Perpetuating inequality? Explain your reasoning
2. In the sim, once you paid the bills that had gone into collections, you saw a small increase to
your credit score. Why was the increase so low even though you no longer had money owed to
creditors?
3. In the sim, you were able to secure a car loan after a few months of "credit fixing" but were
aiming for an even better loan rate. How many months did it take before you were able to build
up your credit enough to get that better rate? Were you surprised on how long/short the process
was?
4. In the sim, your character had the luxury of delaying purchasing a car until they could get a better
loan, thus lowering the price they would pay in total for the car. What are some other
considerations a person would factor into this decision-for example, are their circumstances
under which it would make sense for someone to buy the car immediately even though it would
be "more expensive? Provide at least TWO distinct circumstances, perspectives, or reasoning
related to this sort of decision
5 How did you feel, overall, as you took on the role of someone with a low credit score in the sim?
Did you feel empowered, disempowered, stressed, frustrated, skillful, etc? How do you think you
would feel in that role in your real life?
