Read the following passage and answer the questions that follow
1. Lots of people spend time coming up with budgets so they can improve their finances. Then, they spend additional time tracking their finances and comparing them to their budget. After that, they may tweak one or the other, and sometimes both, as they balance their spending and income.
2. Sticking to a budget and doing financial planning goes a long way toward reaching your money goals. But have you ever thought about time in a similar way? After all, you can always make more money. However, once spent, you cannot make more time. That is why you should budget your time like you budget money.
3. There are many activities to spend on time. We could mention several ways of budgeting our time, but let us focus on some of the major ones.
4. Getting organized is one important thing to do. Although getting organized and staying organized takes time, it is worth budgeting your time for it. Think of these two ideas like different budgets. You can choose either one or both to budget your time.
5. Utilizing a calendar application is one way to budget your time. To truly budget your time like you budget money, you need to allocate a certain amount of time for everything. Something that can greatly help with that task is to utilize a calendar application. With a calendar application, you can set up appointment reminders, block your schedule for important projects, and more.
6. Putting tasks in a work list is also advisable. If you have never used a scheduling application, using one is another way to help you budget your time. What is more, you may even be able to replace that paper “to do” list to carry around. Like other applications, most can be used from your phone as well as from laptops or from other devices. This allows you to update projects effortlessly as needed throughout the day. It is also easy to see your list and work in order of priority with a scheduling application. That helps you focus on those that are important or are nearer deadlines. What is more, scheduling applications are great when you have a team of people to direct. You can keep a work list for each person and quickly see how they are doing on it at a glance.
7. Creating routines will also help you to budget your time better. Use the ideas below to save time so that you can use it elsewhere in your time budget.
8. One of the routines is making meals ahead. When you take breakfast or lunch to work each day, it takes time to prepare. Starting at home during the evenings makes getting ready in the morning, taking less time. Using a little bit of time the night before can really pay off in the mornings when you are in a rush.

A. Reading for the main idea
Read the first few sentences of each paragraph and find the paragraphs each of the following refers to.
1. Paragraph. __________. Comparison of financial and time budgeting.
2. Paragraphs _____and. _____. piece of advice about putting tasks in a work list and also creating routines.
3. Paragraphs _____and. _____. Ways of staying healthy and learning shortcuts to focus on important things.
B. Decide whether the following statements are true or false according to the text
1. _____________. Using applications from our phones and from laptops or other devices allows us to update projects in the hardest way.
2. ______________. Budgeting your time like budgeting your money can help you make more time even if the time is spent.
3. ______________. You can spend money on what is important, but you cannot spend time on what is important as you can never predict what would happen next.
4. _____________. Teaching your kids to do household chores helps them to be responsible citizens.
5. _____________. Budgeting time to relax and recharge helps for productivity but this needs an expensive vacation.
C. Match the words taken from the text with their contextual definitions. Write the letters of your answers on spaces given.
Words definitions
1. _____ allocate ( para 5) A. use
2. ______utilize ( para 5) B. tasks, activities
3. _____sifting ( para 9) C. separating
4. _____chores ( para 12) D. regain energy
5. _____recharge ( para 13) E. distribute