Jessica and Phanie lived in a rented condominium together sharing the cost of the rent and utilities between them. After living together for several months, Jessica borrowed Phanie’s Jeep Wagoneer so that she could have her parents move. While Jessica and her parents were loading their property, the Jeep started moving because Jessica had not secured the parking brake. The Jeep crashed into a tree causing damage to the front end of the car. The estimate to fix the damage was $4,185. Jessica had already had a previous accident and didn’t want another one on her record. She told Phanie that she would pay to have the Jeep repaired if Phanie promised not to report the accident to her insurance company. Phanie agreed. However, Jessica never paid Phanie because she claimed the agreement, they made was not enforceable. What is the outcome? Use IRAC method to answer the question.